Home

Landlord Insurance Ohio

If you are a Real Estate Investor or Property Management Company searching for the best deals on Insurance for Landlords you have found the right website!

We offer insurance for Single-Family Rental Units, Apartment Buildings, Office Buildings, Strip Malls, Hotels and Motels, and Warehouses throughout the United States and there are three different ways that you can contact us for quotes and information.

Call 513-662-7000 if searching for Landlord Insurance in Cincinnati in the Tri-State area.

For Ohio Landlord Insurance Quotes and remaining states in which we offer Insurance for Landlords use our toll-free number: 1-800-998-0662

If you find our website after normal business hours use our online chat system, or send us an online request for quotes by choosing one of the links that you see below:

Pathway Insurance offers Landlord Insurance in Ohio, Kentucky, Indiana, Michigan, Illinois, Pennsylvania, Minnesota, Wisconsin, Colorado, Maryland, Missouri, Mississippi, Alabama, Tennessee, Virginia, West Virginia, South Carolina, Georgia, Florida, Texas, Arizona, New Mexico, Utah, and Alaska.

Insurance for Landlords — What Is the Most Economical Way to Insure Your Properties?

In our opinion the most economical way to insure your investment real estate is to do it right from the very start.  Because there are a variety of different options for Landlord Insurance in Ohio and throughout the US, a real estate investor, could inadvertently choose the wrong coverage option leading to an unexpected and significant out-of-pocket expense at claims time.

Some real estate investors mistakenly conclude that purchasing the least expensive Ohio Landlord Insurance Policy will help them to maximize their investment revenue, while other investors who pay cash for their properties upon occasion forego purchasing insurance which can be a costly mistake.

Other investors want the best Insurance for Landlords that money can buy to fully protect their owned real estate investment.

As an agency we can discuss with you both the pros and cons of bare bone coverage versus more comprehensive protection so you can make a decision that you feel is best for your situation.

Next, we want to focus our attention on cash real estate buyers — those who do not finance their real estate acquisitions or improvements made to their purchased properties.  We will consider several reasons why you may not want to forgo purchasing an Ohio

Landlord Insurance Policy if your properties are located in Ohio or elsewhere.

Need a quote?

Call 513-662-7000 if searching for Landlord Insurance in Cincinnati until 5 PM CST.

For Ohio Landlord Insurance Quotes anywhere else, (including any state in which we do business) use our toll-free number: 1-800-998-0662 or send us a quote request 24 hours per day, 7 days per week by picking a link you see listed below:

Landlord Insurance Ohio — Why Important Even for Cash Buyers?

In a fictitious scenario we are going to consider a new real estate investor, Jimmy John (not his real name) who has the money to pay cash for real estate.

Jimmy inherited a large sum of money from his mother when she passed away and he decided that it might make sense to purchase real estate and use the monthly income from rents he would collect to fund his retirement.

Jimmy doesn’t really know anything about real estate so he invests in a real estate course spending several thousand dollars so he could learn the best ways to purchase investment real estate. He also joins real estate investor groups online to pick up additional tips.

After spending a considerable amount of time educating himself on the various ways to purchase real estate, networking with other real estate investors on Facebook, Jimmy believes he is ready to take the plunge so he begins to investigate online auctions for single family rental units.

Jimmy finds a home that had been foreclosed that seems like a good option so he places a bid. After some back-and-forth counter bidding Jimmy is declared the winning buyer.

Once he takes possession of the property Jimmy is then allowed to inspect his newly owned foreclosed property. The property is in significant disrepair which isn’t surprising to Jimmy, however, he feels that he was able to secure a great price for what he hopes is his first of many owned properties.

Landlord Insurance Ohio — Hiring a Contractor.

Jimmy John isn’t really an experienced handyman so he will need to find contractors to complete the necessary repair work so that he may get his property ready to rent as quickly as possible.

He consults his real estate investment course and finds helpful suggestions on how to find contractors for the repair work that is necessary.

After a number of phone calls, Jimmy finds a gentleman advertising on Craigslist named Riff Willington, owner of Riff Raf Construction. Riff agrees to meet Jimmy in the afternoon the next day to inspect his property.

Riff — advertises himself and his company as general contractors so Jimmy is hopeful Riff will indeed be able to help him to rehab his newly purchased building.

Jimmy shows up 15 minutes before their scheduled appointment at 1:15 PM and parks his SUV all the way in the back near a detached garage that sits to the left of the driveway to give the contractor room for his vehicle so he doesn’t have to park on the street.

Jimmy imagines Riff drives a huge new pickup truck loaded with ladders, tools and other construction equipment.  Riff Raff Construction sounded like a top-notch construction company over the phone and Jimmy is excited to get his inspection completed and get the ball rolling on rehabbing this property.

Jimmy hops out of his SUV, locks the door and pulls out the set of keys to his new property. He enters the backdoor that leads directly into the kitchen area.

Jimmy casually walks throughout his newly acquired property with a sense of pride as he waits for Riff Raf.

Landlord Insurance Ohio — The Meeting.

About 30 minutes later Jimmy is wondering if he got the times mixed up for his appointment and he pulls out his cell phone to call Riff, he glances out of the dining room window and notices an older pickup truck is now parked in his driveway near the street. 

Jimmy makes his way to the living room where the front door entrance is situated and he opens the screened storm door and observes an older, potbellied man facing away from Jimmy bent over, picking up what appears to be a number of beer cans that were strewn in the vicinity of the old pickup truck that now sits in Jimmy’s driveway.

This man, who Jimmy assumes is Riff Willington is vigorously tossing the discarded beer cans into the bed of his truck one at a time. While Jimmy is not impressed with the condition of his work truck, it’s definitely seen better days, he is impressed with the fact that this man took it upon himself to clean up a bunch of beer cans some hooligans pitched into his front yard shortly after he arrived for his appointment.

Jimmy doesn’t want to startle Riff so he walks out to the front porch and clears his throat loudly. Riff doesn’t seem to notice as he continues to collect strewn beer cans littering Jimmy’s front yard so he calls out, “Are you Riff Raff?” 

Again, Jimmy receives no response.  Raising his voice in an effort to compensate for the noise of a nearby passing truck, Jimmy yells out again, “Are you Riff Raff?”

That gets his attention. The older man jumps and his arms flail about as if he was just tasered by the police for some infraction of disobedience and he stumbles and falls to the ground.

Jimmy is shocked and runs over to the man apologizing profusely and asking if he is ok?

Jimmy helps our portly contractor to his feet with some effort and Riff is unable to speak for several moments as he catches his breath. Finally, Riff quizzes, “I’m guessing you’re Jimmy John?”

Landlord Insurance Ohio — The Inspection.

“Yes, Riff and let me apologize once again for giving you a scare, I called out to you but you didn’t hear me because of the truck passing by, are you sure you are ok?” Jimmy inquires.

“No worries friend,” as he moved his hand over his heart, “I have a strong ticker.” Riff offers his hand in greeting shaking Jimmy’s hand vigorously to show no harm was done, “should we get started to see what needs to be done to your home?” Riff asks.

“Yes, let’s get started.” Jimmy replies.

To learn what happens next click on Landlord Insurance Cincinnati.

Landlord Insurance Ohio — Same Day Quotes and Coverage.

When you’re searching for the best options on Insurance for Landlords it’s best to work with an independent insurance agency that will take the time to discuss the pros and cons of the available options with you.

Why is an independent insurance agency the best option when you need Landlord Insurance in Ohio, Kentucky, Indiana, Michigan, Illinois, Pennsylvania, Minnesota, Wisconsin, Colorado, Maryland, Missouri, Mississippi, Alabama, Tennessee, Virginia, West Virginia, South Carolina, Georgia, Florida, Texas, Arizona, New Mexico, Utah, or Alaska?

An independent insurance agency has the ability to shop the market for the best options for their clients.  A captive agent — meaning an agent that represents only 1 company, only has 1 choice he or she can offer you — and there isn’t a single insurance company that always offers the lowest prices on every type of insurance including — Insurance for Landlords for every type of situation!

So, over the long term only an independent insurance agency, like Pathway Insurance can serve the needs of real estate investors in a way that provides more options to choose from when it comes to either personal or Commercial Insurance for Landlords.

Typically, we can provide quotes on Landlord Insurance in Ohio for single-family residential units in a matter of minutes in many of the surrounding states as long as you own less than 16 units.

If you own more than 16 units the quote process will take a little longer.

If you own or manage apartment buildings, office buildings, condo associations, strip malls, hotels and motels, or warehouses the quote process may take between one to three days dependent upon the number of units you own.

If you are being cancelled for claims — options may be available call our office to explain your situation.  If you are being cancelled because you can’t pay your bill’s — we probably won’t be able to help you.

Landlord Insurance Ohio — Call Pathway Today!

Our office is open Monday through Friday up until 5 PM Central standard Time and you can reach us direct by dialing 513-662-7000 if searching for Landlord Insurance in Cincinnati or any part of the Tri-State area including Northern Kentucky and Southeast Indiana.

If you need Insurance for Landlords in any other area call 1-800-998-0662.

We also make use of an online chat system that is available up until 7 PM CST — make use of our chat system when it is active.

Finally, you can send us requests for information and quotes 24 hours per day seven days per week by making use of our online quote request system.  Please note that the system will not give you an online quote.

It will provide us basic information so we can speak with authority when we call to discuss your needs.

Choose one of the links that you see below that best matches up with the area in which you own investment real estate, if you do not see an area link choose Insurance for Landlords – all other states.